Help After Your Parked Car Was Hit

Someone Hit Your Parked Car?

Here's What To Do Next

Handlers available now to help you
Free advice • No obligation 
  • Pay No Excess
  • Help Protect Your No Claims
  • Manufacturer-Standard Repairs
Can We Assist?

We Can Assist If

  • Another vehicle damaged your parked car
  • The responsible vehicle or driver can be identified
  • The accident happened in the UK
  • Your vehicle has been damaged
  • The accident happened recently
  • The claim has not already been completed or fully settled elsewhere

Our non-fault service normally needs an identifiable third party. If the driver left without giving details, we'll explain the alternative routes

Got The Other Driver's Registration?

We'll Take It From Here

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Understanding What Happened

What Is A Parked Car Accident?

A parked-car accident happens when another moving vehicle damages your stationary vehicle. You may have witnessed the impact, found a note from the driver or returned later to find unexplained damage

Whether you saw it happen, found a note or returned to discover the damage, the key question is whether the other vehicle can be identified

Speak to us today. We'll explain your options clearly and tell you how we may be able to assist with recovery, a comparable replacement vehicle and manufacturer-standard repairs where required

If your vehicle was stationary and correctly parked, the moving driver is often likely to be responsible. However, liability still depends on where the vehicle was parked, what happened and the available evidence

Start Here

What Should You Do Next?

Talk to us, we'll explain your options clearly

  1. 1

    Take Photos

    Photograph every area of damage, the full vehicle, where it was parked, nearby road markings and anything left at the scene

  2. 2

    Look For Details

    Check for a note, witnesses, nearby CCTV, doorbell cameras or dashcam footage. Record the other vehicle's registration if you have it

  3. 3

    Call Us

    Call us to discuss how we can assist you without paying any excess

Prefer Us To Call You?

Leave your number and we'll call you straight back

A handler is ready to call you

Talk through your accident

Leave your number and we'll call you straight back - usually within minutes. Free advice, no obligation

Free advice • No obligation • National coverage

Need extra support? If you need any extra support during your claim, please let us know and we'll do everything we reasonably can to help

The Key Question

Can The Other Vehicle Be Identified?

The route available to you will depend heavily on whether you have the other vehicle's registration or the driver's details

I Have The Registration Or Driver's Details

Call us with the information you have. We'll assess what happened and explain whether we can assist with your vehicle, repairs and mobility

The Driver Left No Details

Check for witnesses, notes, CCTV and doorbell footage. Report the incident to the police where required. An alternative untraced-driver route may be available, but our standard non-fault service normally requires an identifiable responsible vehicle or driver

Understanding Fault

Who Is Usually Responsible?

If your vehicle was stationary and properly parked, the driver of the moving vehicle will often be considered responsible for the damage

However, responsibility is not automatic. The position of your car, parking restrictions, photographs, CCTV, witnesses and the circumstances of the impact may all be relevant

Tell us what happened and what evidence you have. We'll explain how the circumstances may be assessed

Your Vehicle

What Happens Next?

Still Driveable

We can book repairs around a date that suits you, with a comparable replacement vehicle where appropriate

Unsafe To Drive

Don't risk it. We'll arrange recovery and a comparable replacement vehicle to get you back on the road

Possible Write-Off

We'll explain the total-loss process, valuation and your mobility options. Call before the claim is settled

Practical Support

How We Can Help

Clear Options

We explain your choices in plain English

Stay Mobile

A comparable replacement vehicle where appropriate

Repairs Arranged

Manufacturer-standard repairs where required through our national network

One Contact

The same UK handler keeps you updated throughout

See How It Works

What Happens When You Contact Us?

Watch our short video to see how we help drivers after a non-fault accident

No pressure. No jargon. Just clear guidance about your options

Your Questions, Answered

Your Questions Answered

Straightforward answers to the questions we hear most from drivers after a non-fault accident

Keep the note and photograph it before moving it. Check that it includes the driver's name, contact details and vehicle registration. Call us with the information and we'll explain whether we can assist

Look for witnesses, CCTV, doorbell footage or dashcam recordings that may identify the vehicle. Report the incident to the police where required. Our standard non-fault service normally requires the responsible vehicle or driver to be identifiable

Yes. Ask nearby homes, shops, businesses, car-park operators or local authorities whether footage may exist. Act quickly because CCTV recordings are not always kept for long

A moving driver who strikes a correctly parked vehicle will often be considered responsible. However, liability still depends on the parking position, location, evidence and full circumstances

Photograph the damage and avoid assuming that it is only cosmetic. Bumpers, sensors, cameras and components behind the visible panel can sometimes be affected

Take photographs of the vehicles, bay markings, signs and surrounding area. Ask the car-park operator to preserve any CCTV. For more detailed guidance, visit our Car Park Accident page.

In most non-fault cases, yes

If your car isn't safe to drive, we'll look to get a comparable replacement to you in as little as 3 hours

If your car is still driveable, we'll line up a replacement around your repair date so you're never left without one

If the accident wasn't your fault, the costs are recovered from the responsible driver's insurer - not from you

We arrange the repairs and handle the recovery of costs, so you're not left out of pocket

If you're eligible for our help after a non-fault accident, you won't be asked to pay an insurance excess to us

We'll explain everything clearly before anything gets arranged

Yes - you have the right to choose where your car is repaired after a non-fault accident

We can arrange it through our approved nationwide network of over 600 bodyshops, or talk you through your options

As soon as you call. Our UK team is available 24 hours a day, 365 days a year

The sooner we speak, the sooner we can explain your options and start putting things in place

Yes, the advice is genuinely free and there's no obligation to use us

We'll listen, explain your options, and only help further if you decide it's right for you

Still not sure? Talk it through with a UK claims handler - free, no obligation, 24/7

Someone Hit Your Parked Car?

Let's Work Out What You Can Do Next

If you have the other vehicle's registration or the driver's details, call us. We'll explain whether we can assist with your vehicle, repairs and replacement transport

Speak to a UK handler now
0330 024 0036

Free independent advice • No obligation • UK-based handlers available 24/7

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