Help After A Rear-End Accident

Rear Ended?

Here's What It Means And What To Do Next

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Free advice • No obligation 
  • Pay No Excess
  • Help Protect Your No Claims
  • Manufacturer-Standard Repairs
Can We Assist?

We Can Assist If

  • Another driver caused it
  • You have the other driver's registration
  • It happened in the UK
  • Your vehicle was damaged
  • You need help with repairs or mobility
  • The claim hasn't already been settled

Our non-fault service normally needs an identifiable third party. If the driver left without giving details, we'll explain the alternative routes

Got The Other Driver's Registration?

We'll Take It From Here

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Understanding What Happened

What Does “Rear Ended” Mean?

A rear-end collision happens when one vehicle strikes the back of another. It commonly occurs when a vehicle is stopped, slowing down or moving in traffic

Hit from behind? Talk to us and we'll explain your options clearly

The following driver is often considered responsible because they should leave enough distance to stop safely

Tell us exactly what happened. We'll explain how the accident may be assessed and whether we can assist

Start Here

What Should You Do Next?

Three quick steps. Already home? Use it as a checklist

  1. 1

    Swap Details

    Name, address, phone, registration and insurer. Ask for the owner's details if they don't own the car

  2. 2

    Take Photos

    Damage, both number plates, vehicle positions and the road layout. Note the time, place and any witnesses

  3. 3

    Call Us

    Call us to discuss how we can assist you without paying any excess

Prefer Us To Call You?

Leave your number and we'll call you straight back

A handler is ready to call you

Talk through your accident

Leave your number and we'll call you straight back - usually within minutes. Free advice, no obligation

Free advice • No obligation • National coverage

Need extra support? If you need any extra support during your claim, please let us know and we'll do everything we reasonably can to help

Your Vehicle

What Happens Next?

Still Driveable

We can book repairs around a date that suits you, with a comparable replacement vehicle where appropriate

Unsafe To Drive

Don't risk it. We'll arrange recovery and a comparable replacement vehicle to get you back on the road

Possible Write-Off

We'll explain the total-loss process, valuation and your mobility options. Call before the claim is settled

Practical Support

How We Can Help

Clear Options

We explain your choices in plain English

Stay Mobile

A comparable replacement vehicle where appropriate

Repairs Arranged

Manufacturer-standard repairs where required through our national network

One Contact

The same UK handler keeps you updated throughout

See How It Works

What Happens When You Call?

A short look at how we help after a non-fault accident

Your Questions, Answered

You're Probably Wondering...

Straightforward answers to the questions we hear most from drivers after a non-fault accident

The driver behind is often considered responsible because they should leave enough distance to stop safely

However, fault is not automatic. The evidence and circumstances of the collision must still be considered

A driver behind should normally keep enough distance to respond if traffic slows or stops

If the other driver disputes responsibility, photographs, dashcam footage, witnesses and the road layout may help establish what happened

This is sometimes called a chain or concertina collision

Responsibility can involve more than one driver, so it is important to record the order of impacts and provide details of every vehicle involved

A denial at the scene does not automatically decide responsibility

Photographs, dashcam footage, witnesses, vehicle damage and the drivers' accounts can all be relevant

In most non-fault cases, yes

If your car isn't safe to drive, we'll look to get a comparable replacement to you in as little as 3 hours

If your car is still driveable, we'll line up a replacement around your repair date so you're never left without one

If the accident wasn't your fault, the costs are recovered from the responsible driver's insurer - not from you

We arrange the repairs and handle the recovery of costs, so you're not left out of pocket

If you're eligible for our help after a non-fault accident, you won't be asked to pay an insurance excess to us

We'll explain everything clearly before anything gets arranged

Yes - you have the right to choose where your car is repaired after a non-fault accident

We can arrange it through our approved nationwide network of over 600 bodyshops, or talk you through your options

As soon as you call. Our UK team is available 24 hours a day, 365 days a year

The sooner we speak, the sooner we can explain your options and start putting things in place

Yes, the advice is genuinely free and there's no obligation to use us

We'll listen, explain your options, and only help further if you decide it's right for you

Still not sure? Talk it through with a UK claims handler - free, no obligation, 24/7

You Don't Have To Sort This Alone

Tell us what happened. We'll explain your options and what to do next

Speak to a UK handler now
0330 024 0036

Free advice • No obligation • UK handlers available 24/7